Buidling a Household Budget & Spending Station
2 weeks, $29 -Click here to register
Class begins March 12, 2012
This course is offered once in 2012.
- Are bills paid barely-on-time, or slightly late, because we could not find them or did not have the cash to pay them?
- Is it getting harder and harder to find money for even small ‘extra expenses’?
- And when the ‘extras’ are bought, is the money for them ‘borrowed’ from another bill, or added to burgeoning credit card debt?
If these issues arise more and more frequently in your life, perhaps it is time to look for a system that accounts for every cent and allows prudent planning and easy money management…and Brook can help!!
In this course you will:
- Set up your household Spending Station to provide a record of all spending
- Build a household budget to plan for every cent of income and outgo
- Establish a ‘personal layaway plan’ for the ‘extra purchases’
- Explore a “cash-only” lifestyle that has proven power to reduce debtload and build savings
Course Summary:
Week One – In our first week together we will focus upon building our Spending Stations, which will be the ‘home record’ for all our financial responsibilities. We will devise a Wants Ledger that allows us to cut down on impulse buying by developing a plan for purchases, and using special forms, account for personal and household spending.
Week Two – Our second week focuses upon our budgetary needs, using a budget spreadsheet (an Excel workbook designed by Brook and part of the course offerings) in order to record the entries in our Spending Stations. Then we will explore the “cash-only” program that Brook designed and has successfully used in her own household for many years, and customize it for practical use in our own lives.
These are difficult financial times…make the most of them as you learn careful and responsible money management.
Class F.A.Q.
How Do These Classes Work? Our classes feature a very easy to navigate portal you will login at to access your course. You do not need to be a tech-guru to take our classes. Our classes do not require you to be present at a specific time of day. We use downloadable lessons, message boards, and an online event room to allow you to work through each lesson whenever it fits into your day. The weekend before class begins you will be sent your system user ID and password to login to our community support and learning system.
On the class portal page you will be able to:
- Share on our class message boards and receive step-by-step guidance for any questions during your journey.
- Access and print (or save) your lessons.
- Network with other class members through the message board or instant messaging system.
- Access any class links and worksheets. This portal is extremely easy to use, no internet or message board finesse required.
How much time does this class require? There is no mandatory deadline or sharing with the assignments (although sharing is encouraged and half the fun!) therefore you are free to work at your own pace although you will need to download all lessons during the class period. We do leave classes open for 1 month beyond the scheduled end date, to allow you to retrieve any outstanding information and download lessons–although class helpers are not available for Q&A during this time. Class helpers are only available during the actual 2 weeks of the course. Since we run so many classes, we are unable to send lessons manually or to make them available once the class has closed. By completing an action plan and downloading the lessons you can continue to work on your new system at any pace comfortable to you.
What happens after I sign up? If you currently have a log-in at brooknoelstudio.com this course will automatically be added the day it opens. If you do not have a login, you will receive your login information the Sunday before the course begins. If you are enrolling in this course on the start date or during the first week, please allow 24 hours to receive your login credentials.
Questions? Please submit a ticket at our customer support desk. We strive to respond within one business day. Click here to go to customer service.
Members of Brook Noel’s Make Today Matter Group Coaching Community save 20% on every class! Use the coupon code posted in the coaching forum. (Code changes each month.) To learn about membership, click here.
